Free Calculator
Cash Discount Processing
Savings Calculator
Compare two proven strategies side by side and see exactly how much your business could save by eliminating card processing fees.
- See your current annual fees in plain dollars and compare two discount scenarios
- Understand the difference between Cash Discount Only vs. Full Dual Pricing
- Get personalized recommendations based on your business type and volume
Enter Your Business Details
$
Total card charges per month
%
Your effective blended rate
$
No sign-up required. Results shown instantly.
Current Annual Fees
$0
What you pay now
Scenario A Net Savings
$0
Cash Discount Only
Scenario B Max Savings
$0
Full Dual Pricing
Per-Transaction Fee
-
Break-Even Cash %
-
Program Monthly Cost
$39
Program Annual Cost
$468
Scenario Comparison
| Metric | Scenario A — Cash Discount Only | Scenario B — Full Dual Pricing |
|---|---|---|
| Strategy | Cash payers get discount; card price unchanged | All prices include fee; cash gets the discount |
| Monthly Gross Savings | - | - |
| Annual Gross Savings | - | - |
| Program Cost (annual) | -$468 | -$468 |
| Net Annual Savings | - | - |
| Monthly Net Savings | - | - |
| % of Fees Eliminated | - | 100.0% |
| Impact on Card Customers | No price change; same checkout experience | Pay fee built into price; can choose cash to save |
Industry Benchmark Comparison
Scenario A — Cash Discount Only
Scenario B — Full Dual Pricing
Your Top 3 Recommendations
Ready to Stop Paying Processing Fees?
TMS Solutions Group can implement either scenario for your business. Contact us for a free consultation.
tom@tms-solutions-group.com | 386-387-8620